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NRFC Savings Accounts


Ideal for Sri Lankans working abroad, NRFC Savings Accounts enable you to save your hard-earned money as well as earn interest in a foreign currency. Accounts can be opened in US Dollars, Sterling Pounds, Australian Dollars and Euros. As the only non-banking institution in Sri Lanka to have joined the SWIFT network, we ensure that your remittances reach your loved ones back home through our partnered exchange service, Lanka Money Transfer.

NRFC accounts are ideal for Sri Lankan Nationals or Dual Nationals, while resident abroad or within 90 days of return to Sri Lanka after employment abroad. These accounts may be held jointly, provided all account holders are eligible to open NRFC accounts.

  • A choice of designated currencies in which you can maintain your account
  • A choice between a Savings Account or a Super Savings Account for a higher rate of interest
  • Minimum deposit of US $1000 or equivalent in any other designated foreign currency
  • Joint account facility, provided the minimum balance of US$ 100 or equivalent in other designated currencies per person is maintained
  • Range of added benefits for your family and children
  • Permitted credits are inward remittances in foreign currency, foreign currency notes brought into the country by the account holder or fund transfers from another NRFC account and interest payable in foreign currency on funds held in the account
  • Maintain funds in any foreign currency approved by the Central Bank of Sri Lanka and convert to rupees as and when you wish
  • Interest is calculated on the daily balance and paid monthly
  • Free ATM card, which can be used at any VISA ATM network locally & globally
  • Maestro international debit card for a nominal free
  • Wide reach with 141 service centres
  • Debits are freely allowed whether for remittances abroad for current international transactions, transfers to another NRFC/RFC account and for payments in Sri Lanka in LKR

NRFC Fixed Deposits


Our comprehensive offerings for foreign currency business include NRFC Fixed Deposits, allowing you to take advantage of attractive interest rates while having the assurance of LOLC Finance’s financial strength and global expertise in the foreign currency business. Deposit your hard-earned foreign currency at any one of our branches, and enjoy a host of benefits designed for your entire family.

  • A choice of designated currencies in which you can maintain your account
  • Minimum deposit of US$ 1000 or equivalent in any other designated foreign currency
  • Wide reach with 141 service centres
  • Interest payable can be remitted to your NRFC Savings Account – which will give you access to a host of special benefits
  • A choice of designated currencies in which you can maintain your account
  • Interest can be collected at maturity (1 year)